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Serguei worked for five years as a financial advisor before joining Eleven to educate a wider audience on mortgages, credit cards, ETFs, stocks, and more, utilising expert knowledge and vast industry experience.

Since completing a BSc a Film Production, Kieron has written and directed multiple short films, one of which won Best Short Film at the Gilbert Baker Film Festival. Kieron draws on this experience as a photo/video technology specialist at Eleven.

Joshua holds a PhD in Psychology from the University of Essex, with a focus on social cognition and social psychology, and has worked as a mental health practitioner and psychologist, specialising in working with patients of depression, anxiety and eating disorders.

Katy Ward is a tech and finance journalist and editor with more than 10 years' experience. Throughout her career, she has worked with huge publications such as Google Finance and Yahoo! Finance, as well as a host of fintech start-ups and financial instituions. Her work has also appeared in respected print publications, including national newspapers and popular magazines.

Neil has decades of experience as a software engineer and technical writer. He has worked in advanced roles at some of the biggest IT companies in the world and currently writes technical documentation for Cardano, one of the world’s largest blockchain and cryptocurrency projects, created by the co-founders of Ethereum.

Ryan is a freelance personal finance and investments writer, with more than 3+ years experience trading and writing informative financial content. A chemical engineer by degree, Ryan's interest in finance grew out of a love of data science and computational statistics. His byline can be found on such well-known sites as The Motley Fool, Investing In The Web, and Top10.com.

Michael has written regularly for TechRadar, Top10.com, Creative Bloq, ITProPortal, and other leading tech publications over a long career that has seen Michael produce thousands of top-performing articles covering B2B and creative software.

With a BSc in Computer Science and several years working as a Java programmer and web and software developer, Richard offers top-level expertise in his writing, which spans B2B software, mobile apps, hardware, development, and other tech-related topics.

With a PhD in Psychology and over 13 years of experience working and studying in the field, most of Helen's writing focuses on human behavior and mental health.

Gideon is a certified counselor, with degrees in Professional Counseling and Psychology and a Master’s degree in theology, and is currently completing his Master’s in Psychology. He is also the founder of TheRelationshipGuy.com, a dating & relationships blog with a focus on providing healthy relationship advice about love and life.

Kate holds degrees in law and business management, combined with 8+ years’ experience as a human rights lawyer. She has strong knowledge of business legal structures regarding the rights and responsibilities of both employees and employers, and as a nascent writer has focused on small business management and entrepreneurship.

Ioana holds a BSc in Business Management from King's College London and has worked for 4+ years as a management consultant in the industries of technology, media and telecoms. Ioana is also a successful entrepreneur, having launched several social enterprises. No stranger to IT and enthusiastic hackathoner, Ioana is also an accomplished fintech, SaaS and B2B tech writer.

Agata is a prolific business author with years of experience working with and contributing to the likes of business.com, Gale Business Insights: Global, the Encyclopaedias of Emerging Industries and American Industries, and Worldmark Global Business and Economy Issues. Through the course of her career, she has interviewed and produced books for multiple business leaders, and benefits from a keen and varied insight into the world of business operations.

Catherine Miller is a lead member of personal finance and pension innovator Maji, where’s she’s responsible for content creation and running Maji’s personal finance masterclass, among others. Miller also holds degrees in English and education, and worked as a teacher before moving into finance. Today, she combines aspects of education and personal finance to help readers make better decisions in finance and beyond.

Patrick Sather is an award-winning personal finance writer and licensed broker who has worked for some of the largest financial firms in the United States, including TD Ameritrade and Pacific Life. A graduate of the University of Nebraska in both Economics and International Trade and English, his articles on life's most common financial decisions and quandaries are straightforward, practical, and always easy to understand.